Terms of Service

Last Updated: November 15, 2023

Welcome to Guvame Sozihu Financial Cybernetics. These Terms of Service govern your use of our website and financial education services. By accessing or using our services, you agree to be bound by these terms.

Eligibility

To use our services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Provide accurate and complete registration information
• Reside in a jurisdiction where our services are available
• Comply with all applicable laws and regulations

Account Registration

When creating an account with us, you agree to:

• Provide accurate and current information
• Maintain the security of your login credentials
• Promptly update any changes to your information
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized account use

Service Description

Guvame Sozihu Financial Cybernetics provides:

• Educational content on personal finance management
• Budget planning tools and resources
• Financial literacy training materials
• Customized financial strategy development
• Support services for program participants

Fees and Payment

Our services may require payment of fees as follows:

• Fees are stated in Canadian dollars
• Payment is required before accessing premium content
• We use secure third-party payment processors
• All sales are final unless otherwise stated
• We reserve the right to change pricing with notice

Intellectual Property

All content provided through our services is protected by intellectual property laws:

• We grant you a limited, non-exclusive license to access our content
• You may not reproduce, distribute, or create derivative works
• All trademarks and logos are our property
• User-generated content remains your property
• You grant us a license to use user-generated content to provide services

User Conduct

While using our services, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Engage in fraudulent or deceptive practices
• Interfere with or disrupt our services
• Attempt to gain unauthorized access to our systems
• Share your account credentials with others

Disclaimer of Financial Advice

Our services provide educational information only:

• We are not financial advisors or planners
• Content should not be considered financial advice
• You are responsible for your financial decisions
• We do not guarantee specific financial outcomes
• Past performance does not indicate future results

Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for indirect or consequential damages
• Our total liability is limited to fees paid for services
• We are not liable for third-party actions or content
• We are not responsible for force majeure events
• Some jurisdictions may not allow certain limitations

Termination

We may terminate or suspend your account:

• For violation of these terms
• For fraudulent or illegal activities
• For non-payment of fees when due
• At our discretion with notice
• Upon your request for account deletion

Governing Law

These terms are governed by the laws of Ontario, Canada. Any disputes will be resolved in the courts of Toronto, Ontario.

Changes to Terms

We may modify these terms at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

Contact Information

For questions about these Terms of Service, contact us at:

Guvame Sozihu Financial Cybernetics
123 Cyber Avenue, Suite 400
Toronto, ON M5J 2S8
Email: legal@guvame-sozihu.sbs
Phone: +1 4373009174